They provide savings from 7 to 44 euros per month. banks, the new transaction packages they are promoting, which allow you to perform a certain number of banking transactions, such as paying bills or transferring money between banks in Greece, with a monthly fee from the client’s account, instead of having to evaluate each service separately. It’s about European model pricing of banking transactions based on the logic of a monthly fee instead of a one-time payment for each transaction and serving its users internet or mobile banking or those who want to delve deeper into their logic electronic transactions.

The pricing of packages that banks have today starts from 2 euros per month for the simplest packages and goes up to 10 euros per month. Based on bank calculations, this logic results in 4x savings per month for those who use all the services and benefits as they are associated with services that create value for the customer, such as, for example. free credit card membership, which currently costs 25-50 euros per year, depending on the privileges that each card has.

A common practice is to transfer amounts up to 500 euros per day from one bank to another with zero or very little commission, for example. 50 minutes per transaction through the IRIS service.

According to the banks, their customers save between 7 and 44 euros per month.

The new bank charge practice is in line with the philosophy that every service has a cost. From issuing a simple debit card to bonuses received by someone who uses a card – debit or credit – for their daily transactions, or SMS notifications about the movement of products, they include a cost, which now appears in the form, for example, h. card subscription. So, depending on whether someone wants to keep these benefits at a lower cost, they can join one of the transaction packages that provide a certain number of “free” transactions or services. The prices currently being offered by Greek banks to “train” transactions in this new practice are affordable and, as competent banking leaders assure, as the model of unified banking transactions is gradually expanded, the benefits for consumers will increase many times over.

Her example is exemplary. Eurobank which is testing the “My Blue Advantage” transaction package, which for just €0.60 per month offers 1 standing order for automatic bill payment – about the same as a standing order – in combination with a debit card issuance. free for 5 years, using an account with another bank to conduct a transaction, discounts from large merchants, etc.

The goal is to familiarize the customer by accepting a monthly payment for his account even with a symbolic cost of 0.60 euros, so that he can then evaluate the possibility of choosing a more upgraded plan with more options and of course a higher cost. A characteristic feature of the advertising logic followed by the bank is that the My Blue Advantage package is offered free of charge to retirees or employees who have a qualifying Eurobank account, or to customers whose balance (eg deposits) exceeds EUR 50,000. . The remaining Eurobank transaction packages (My Silver, My Gold, My Platinum) are supplemented with additional features, such as free (from 1 to 5 transactions per month) money transfer to a local bank, which, based on the bank’s tariff, costs 1.2 euros each – or up to 1 incoming transfer per month free of charge for those who choose the most upgraded package of 10 euros per month combined with unlimited recurring payments to pay bills, free credit card subscription, etc.

With a cost of 2 to 5 euros per month, the transaction package is valued under the brand “Value”. National Bankwhich gives the possibility of a certain number of transfers – 1 or 2 – to a local bank, the possibility of an incoming transfer free of charge, 1 free payment by credit card from another bank, a discount of 1 unit on the purchase rate, etc. The “EXFLYSI” transaction package offered by Piraeus Bank , provides at a cost of 10-25 euros per year up to 50 account payments per year through winbank.