On October 14, 2022, MAI MAI Credit, a Romanian brand offering non-bank lending products addressed to individuals, was officially launched on the financial credit market.

MORE Credit aims to offer a fast, safe and convenient online solution available to all its applicants, providing loans for personal needs with a maximum value of 10,000 lei, for any contingencies and any personal needs.

“We aimed to transfer the experience of applying for a loan to the usual sphere, where the applicant has the minimum necessary skills of knowing and using a smartphone or computer.

Both the product itself and the application, provision and reimbursement are designed to be intuitive and user-friendly. We start with two credit products that are among the most requested by Romanian customers, and we want to become better in this field every day in terms of innovation, service availability and experience offered to customers”– said the company’s general director, Daniel Soare.

Two types of loans are mentioned:

– a loan for personal needs of up to 10,000 lei, paid in fixed equal installments for a maximum of 60 months, for small plans in our life.

– a credit line with an amount of up to 3,000 lei and a one-time repayment period of 60 months for unforeseen and urgent situations. In this case, the repayment is flexible and involves a monthly payment of at least 5% of the amount taken from the loan, plus interest related to the period of use between the repayment dates.

The advantage that supports all applicants is that there is no fee for the analysis of the credit case, as well as the fee for the administration of the loan, and for the line of credit, the interest rate applied during the first 30 days is 0%. The costs applied to the loans can be modeled in the calculator on the company’s website www.maimaicredit.ro, a calculator that allows users to understand the products offered by the company and to determine the best option to cover their needs and repayment capacity.

Below are some details of MAI MAI Credit:

– Only one document is required at the time of application: identity card, email address, mobile phone and bank card or IBAN account, all belonging to the applicant.

– The applicant can choose the desired amount and term of the loan, then he can choose the repayment date on the day of the month when he knows that he will have enough funds to repay the monthly obligation.

– It is very easy and convenient to apply for a loan, considering that after scanning/photographing the identity card, the applicant no longer needs to enter personal data, they are automatically included in the application.

– Loan approval is automated, which means that the user can get a loan with minimal effort at any time of the day, any day of the week, wherever he is; after 15 minutes the money can be on the card.

– Applicants whose loan proposal is approved have the opportunity to choose the amount and term that is beneficial to them after approval, the proposal is flexible.

– If they decide to transfer the amounts to the card, the money can reach the applicant in a few minutes. And repayment of contributions in this case can be automatic by direct debiting from the card in the selected period.

– When you choose to transfer money to your account, the loan amount will be available no later than the next business day.

– Several simple ways are available to customers to repay the loan: direct debit from a registered card, payment by card directly from the customer’s account, bank transfer by payment order or cash at 18,000 PayPoint payment points.

– No guarantees, no proof of income, no unnecessary trips to the counter and no spending precious time waiting for loan approval and money delivery. Everything is 100% online.

For additional information, offers or other messages, we are at your disposal at [email protected]