The 2023 ENFIA is reduced by 34.3% compared to the ENFIA paid by taxpayers (individuals) in 2018.

In particular, in 2018, ENFIA confirmed to individuals amounted to 2.642 billion euros, and this year ENFIA amounted to 1.734 billion euros. In effect, ENFIA has decreased by 908 million euros from 2018 to today. According to statistics published by AADE, Attica region owners will pay 53% of ENFIA this year, which is 36% of property owners who are required to pay property tax.

It also follows from the evidence that real estate of the Greeks is, based on objective estimates, 769 billion euros., of which 408 billion euros belong to owners living in Attica. It turns out an interesting fact that the average cost of real estate in the region is 107,187 euros.

From the analysis of the statistics of the Independent State Revenue Office, it follows that 7,178,651 individuals were subject to a basic tax of 2.147 billion euros. After rebates and tax exemptions of 413 million euros, the amount that 6,095,089 individuals have to pay is 1,734 billion euros. With regard to 64,363 businesses, ENFIA was confirmed to be 534.3 million euros. The total tax (individuals and legal entities) is 2.268 billion euros.

ENFIA by region:

1. Attica will “pay” the majority of ENFIA, according to statistics covering 53.05% of the total. In particular, 2,223,699 property owners (individuals and businesses) will pay 1.2 billion euros. In fact, 36.4% of property owners pay 53% of the current ENFIA. The value of property owned by the inhabitants of Attica is $408 billion. Euro. The owners of Attica (individuals and legal entities) pay a reduced tax compared to 2018 by 20%.
2. In the region of East Macedonia and Thrace, 338,284 owners own $23.6 billion worth of real estate. Euro. The tax they are asked to pay is €74.09 million, down 30.4% from 2018.
3. In the Northeast Aegean region, 128,125 property owners own $11.31 billion worth of real estate. Euro. The tax they have to pay is 33.05 million euros. On average, they will pay €257, compared to €375 in 2018.
4. In the region of Western Greece, 355,782 owners own $28.45 billion worth of real estate. Euro. The tax they have to pay is 83.434 million euros. On average, they will pay €234 compared to €345 in 2018.
5. In the region of Western Macedonia, 161,863 owners own real estate worth €10.14 billion. The tax they have to pay is 34.03 million euros. On average, they will pay €210, compared to €308 in 2018.
6. In the Epirus region, 184,650 property owners own $17.41 billion worth of real estate. Euro. The tax they have to pay is 43.58 million euros. The average tax is 236 euros, which is 30.3% less than in 2018.
7. In the region of Thessaly, 406,628 property owners own $32.76 billion worth of real estate. Euro. The tax they have to pay is 98.33 million euros. On average, they will pay 241 euros, while in 2018 they paid 348 euros.
8. The Ionian Islands region recorded the largest decrease in ENFIA. In particular, 138,816 owners have real estate worth 16.33 billion euros. The tax they have to pay is 49.44 million euros. On average, they will pay 356 euros, compared to 520 euros in 2018.
9. In the region of Central Macedonia, 1,062,492 owners own real estate worth €99.69 billion. The tax they have to pay is $290.45 million. Euro. On average, they will pay 273 euros, compared to 387 in 2018.
10. In the region of Crete, 360,997 property owners own property worth $41.22 billion. Euro. The tax they have to pay is 121.78 million euros. The average tax is 335 euros, while in 2018 it reached 477 euros.
11. In the South Aegean region, 175,818 property owners own €25.5 billion worth of real estate. The tax they have to pay is 78.7 million euros. On average, they will pay 447 euros, compared to 609 euros in 2018.
12. In the Peloponnese region, 348,067 property owners own $31.42 billion worth of real estate. Euro. The tax they have to pay is 93.47 million euros. The ENFIA average is €268, up from €389 in 2018.
13. In the region of Central Greece, 273,231 owners own real estate worth €22.95 billion. The tax they have to pay is 66.9 million euros, which is 30.5% less than in 2018.

Meanwhile, Prime Minister K. Mitsotakis announced the day before yesterday about incentives that lead to further reductions in ENFIA. In particular, those who insure their homes will receive an additional ENFIA discount of 10%.

For example, if a taxpayer pays €500 to ENFIA, they will receive a €50 rebate next year. According to the latest data, only 17% of homes are insured, and this is mainly the result of the contractual obligations of the owners, since they have a valid mortgage. In fact, the state currently receives a 15 percent tax on insurance premiums, which means that with an increase in insured houses, budget revenues will also increase significantly, which means that the provision of benefits will be covered by increased revenues.

In total, according to ELSTAT, there are 6,371,901 residences in our country, of which only 1,074,053 are insured (EAEE data as of the end of 2017). If 200,000 new homes are insured with an average annual premium of 155 euros, then state budget revenues will approach 10 million euros only from insurance premiums and income tax of insurance companies, not counting additional benefits for the economy, the market and society as a whole.