Its online platform has been up and running since Friday, April 7th. AADEto which all those who have either lost their old debentures between 72 and 120 contributions during the crisis period, or created new debts during the same period, but were nevertheless consistent in their old commitments.

In fact, as they report from Ministry of Financeto reward those who kept the settings alive in energy crisis or for giving a second chance to fulfill their obligations to those who missed them due to objective difficulties.

Thus, debtors to the Tax and Insurance Funds can from now on and for a certain period of time restore their old agreements or pay off new debts.

The main condition in order to activate the old rules or pay off the debts of the energy crisis is the absence of open accounts of the past.

Based on the entire process, and in order for taxpayers to rejoin the arrangements, they must pay the two installments together.

All those debtors who lost their 72 or 120 installment payments or became insolvent by February 1, 2023.

Pay two monthly installments by July 31, 2023, current and additional, which repays old obligations in order of seniority. Amounts that are overdrawn amortize earlier payments in order of precedence.

Missed payments are transferred with interest at the end of the arrangement.

Along with the ongoing recovery, the debtor can also enjoy all the benefits that accompany it, i.e. insurance and tax awareness.

Those who have other non-adjustable debts other than those included in the 72 or 120 installments must, within one month of confirmation of the revival, include these debts in a permanent agreement of 24 or 48 installments.

Setting for 36 or 72 servings

It may include debts overdue after November 1, 2021 and before February 1, 2023.

For 36 installments, the interest rate will be 4.37%, and for 72 installments, 5.87%, for those who are consistent in their obligations or settled debts on November 1, 2021 and continued to service them.

The minimum monthly payment amount will be 30 euros, and with the inclusion of the sofile in the new regulation of 36 or 72 payments, the benefits that the regulation of 120 payments had, such as the release of bank accounts, will apply.

Yes. Those who accumulated arrears between November 1, 2021 and February 1, 2023 and have already included them in the fixed scheme of 24 or 48 payments have the opportunity to transfer them to the new scheme of 72 payments. In addition, debtors who, as of November 1, 2021, have repaid debts in a fixed order of 24 or 48 payments they lost, and their debts were confirmed after November 1, 2021, these new debts can be included in 36 or 72 payments .

illustrative examples

*If someone had outstanding debts from November 2021 onwards that were included in a fixed 24 or 48 payment arrangement, they may be included in a 72 payment arrangement.

* Adjusted debt as of November 1, 2021 based on a fixed 24-payment agreement that was lost in March 2022, while new debts were confirmed in April 2022. New debts are included in the new 72-payment agreement, while the debts of the fixed regimen that was lost are reintegrated into the new fixed regimen of 24 doses.

*Someone who acquired delinquent debts between November 2021 and February 2023 may be included in the 72 installment repayment because they had no delinquent or outstanding debts as of November 1, 2021.

* In the event that a taxpayer has an overdue debt from November 2021 onwards, which he included in a fixed scheme of 24 or 48 payments, he can now include them in a scheme of 72 payments.

* If someone had debts on November 1, 2021 that were included in a fixed 24-payment scheme, and then the arrangement was forfeited in March 2022, and then new debts were confirmed in April 2022, now they can include them in the new scheme of 72 payments. installment plan . The debtor in question is obliged to include the lost debt under the fixed schedule of 24 payments into the new fixed schedule of 24 payments within one month from the date of inclusion in the new regime of 72 payments.