Opportunity to join setting 120 doses provides it Ministry of Finance V enterprises but also faces who received loans from Greek state guarantee through 2012, but were unable to service their debts between October 8, 2019 and February 1, 2023.

It is noted that a similar opportunity was provided in 2021 to those who were affected by the pandemic crisis and were unable to repay loans that were guaranteed by the Greek state.

In particular, as follows from the provision, these are debts arising from business loans and loans to individuals that were granted before 2012 with a guarantee from the Hellenic State or the Hellenic Development Bank (formerly the National Enterprise and Development Fund SA) or the Guarantee Fund for Small and very small businesses SA (TEMPME) and became past due to banks by February 1, 2023, as stated in the banks’ forfeiture application to the tax authorities.

These loans were provided in the context of social policy to victims (earthquakes, floods, etc.) as well as to other categories of professionals, such as farmers. In accordance with this provision, the above borrowers must submit an application for repayment of overdue debts up to 120 monthly payments by August 1, 2023.

The regulation provides for a reduction in imposed fines, as well as additional payments, which reach up to 100%, depending on the number of payments chosen by the debtor. In particular, these debts can be repaid:

• One time with 100% exemption from fines and surcharges.

• From 2-4 monthly payments with a 95% discount.

• From 5 to 12 monthly payments with 85% discount.

• From 13 to 24 months in installments with 80% discount.

• From 25-36 monthly payments with a 75% discount.

• From 37-48 monthly payments with a 45% discount.

• From 49 to 60 monthly payments with a 30% discount.

• From 61 to 72 monthly payments with a 20% discount.

• From 73 to 96 monthly payments with a 15% discount.

• From 97 to 120 monthly payments with a 10% discount.