Only at the request of the interested person will the limitation period for debts owed to him begin electronic EFKA because the benefits can be significant for thousands freelancers and employersexcept, however, in the case of the self-employed, the cancellation also applies to the respective insurance period.

The decision on a 10-year limitation period for debts to e-EFCA, under certain conditions, began to be implemented and the organization’s management gave instructions for the “phased” implementation of a measure that removes a significant debt burden from citizens, and at the same time “opens” the doors to retirement for potential retirees who owe EFKA-KEAO.

We are talking about the enactment of a provision of a law adopted in pursuance of a decision of the State Council (State Council) and reducing to 10 years (from 20 that were in force before) the period that the body has in order to certify and collect claims for unpaid insurance premiums.

What applies

Especially for self-employed insured persons with debts to the former funds of the UAE, RSA, CMEDE, etc.):

• The control of limitation periods is carried out only at the request of the insured, in order to provide his consent to the refusal of the insurance period corresponding to the overdue debt.

• Applications are submitted to the competent local e-EFKA addresses where they are considered.

• An electronic record can be assigned to the insured to submit the corresponding application, which allows avoiding long waiting times and crowding.

In particular, through the national web portal (gov.gr) or the service website www.efka.gov.gr/rv, he enters the platform after pre-authentication using taxisnet account codes.

He then selects the branch and branch where he wants to be served and automatically makes the first available appointment he wants. On the day of your appointment, all you need to do is arrive just a few minutes early and you will be served immediately and safely.

The 10-year statute of limitations was applied under certain conditions.

For the debts of employers, from the employment of employees (debts of IKA-ETAM):

• Those interested can contact by arranging an e-meeting www.efka.gov.gr/rv at the competent local EFKA e-mail addresses pending the completion of the implementation of a new internal procedure that will allow mass and automatic characterization of said debts as overdue.

• As an exception, when it comes to providing confirmation of insurance awareness of the transfer of property, interested parties should contact the competent services of KEAO.

Retrospective 2016

It should be noted that the write-off is applied retroactively from 2016, so that it includes debts created before 2006. According to social protection specialists, the self-employed workers of the former UAEA mainly benefit, as they have a 20-year statute of limitations, while for too many years their debts were confirmed by applying for a pension.

And the majority of those who are estimated to be debt-free and “start up” their pension procedures are already aged 67 and older, who owed more than 20,000 euros to the former OAEE or ETAA.

They, although they have the required 15 years of insurance (at a minimum), cannot retire due to debt. After this period, the process of retirement opens by paying off the balance of the debt. Be careful.

On the one hand, only those debts for which the search process was not initiated by EFKA are subject to limitation period, on the other hand, periods written off due to the expiration of the limitation period cannot be included in the insurance record of the self-employed, which in some cases makes it difficult to retire, especially for those who plan to retire with forty years of insurance experience.