Changes in out-of-court debt settlement mechanism introduces an amendment by the Ministry of Finance, which has been submitted to Parliament.

Now those who have debts only to one institution, for example, only one mortgage in a bank, will be able to join the mechanism.

In addition, banks and loan officers should make public the reasons for rejecting arrangements in order to increase transparency so that the beneficiaries of the arrangements are not excluded “for no reason or reason”.

Thus, in essence, general “rules of refusal” are established, which will be known to everyone in advance.

At the same time, a discount is provided for any early payment of contributions to the State, equal to all interest corresponding to the remaining term of the agreement.