Over 32,000 confiscation in bank accounts were carried out from the beginning of the year in state debtors from AADEand in total, enforcement measures were taken against 1,364,388 taxpayers in arrears on tax office amounts over 500 euros.

All of them, if they have declared an unencumbered account, guarantee that in any case the amount that will remain in their account will be at least 1250 euros. As long as there are amounts of more than 1250 euros in the accounts, they are confiscated by the tax authorities to pay off the debt, at the same time, the accounting department of the companies has been given an order that can work or even residents to return the money to Greek State.

However, from 2023, the €1,250 unaccounted account could gradually increase, and as long as state debtors are consistent in their payments, they can regain control of their accounts. This will happen when you activate a progressively unlocked account, which means the gradual release of the bank account after the arrest.

• How the progressive account without arrest will work:

one. The taxpayer subjected to confiscation must be included in the permanent regulation of the Ministry of Finance, and, having paid at least two parts of the regulated debt, he can demand an increase in the unallocated limit in the third month.

2. The new system provides that the current limit of 1250 euros is increased by the sum of the sums of the last two monthly installments paid, which is multiplied by coefficients from 3 to 4.5.

3. As long as the debtor is consistent, the rate will increase. For example, a taxpayer who settled his debts with a fixed calculation, paying, for example, 5 installments of 500 euros, can “earn” 3.8 times, increasing the unaccounted account to 1900 euros. Especially:

• In the event that someone has a debt of 10,200 euros and joins the fixed agreement of the Ministry of Finance by paying off their debt in 12 installments. The amount he is asked to pay is 850 euros per month. The unlimited limit will increase from 1250 euros to 2550 euros (850X3). The more he regularly pays his dues, the more the multiplier and, accordingly, the non-confiscated limit will increase. In the last parts, for example, in the 10th, the multiplier will reach 4.5 and the jackpot will reach 3825 euros.

four. Unlimited limits are determined every month. They are valid for one month from the date of issue and are renewed monthly, subject to conditions.

If the debtor fails to pay two consecutive installments, he loses the increased amount.

5. If the taxpayer who won the increase in unsecured account loses repayment of the debt (due to non-payment of two consecutive payments), then he loses the increased unsecured account, as well as the right to claim it again.

It is noted that a progressively unlocked account refers to a unique account, provided that:

a) Individual debts in arrears are fully repaid by agreement or suspension of payment.

b) Two payments were paid on time.

c) For individuals, an application for declaring a single non-distribution account is submitted in electronic form.

If the debt is repaid earlier, the tax office must recalculate the debt minus unearned interest.

The total number of debtors was 4,744,758, of which the tax administration can take action against 1,957,739 taxpayers. The total number of new enforcement actions taken in 2021 by DOEs and Control Centers was 253,083 (with the highest frequency of confiscations in the hands of third parties – bank accounts, rent, etc. – 90.9%). Currently, the following “steps” are being taken to carry out an arrest:

one. Debtor Selection: The debtor to be forfeited is selected by the head of the competent tax authority after prioritizing cases based on criteria for the amount and age of the debt, tax behavior, interruption of the limitation period, etc. or with criteria set by the administration (such as, but not limited to cross-debtors, etc.).

2. Identification of the debtor’s claims in the hands of third parties: The competent tax authority conducts an investigation to identify the monetary claims of the debtor against third parties (salary from employers, pensions from insurance funds, rent from tenants, other claims from third parties, etc. .).