Driving also means taking risks, even if you don’t always realize it. Indeed, accidents unfortunately remain very common.
Cars are more prone to accidents
In theory, everyone is more or less in the same boat, and the risks are the same for all motorists. However, it seems that this is not quite the case. In fact, this explains a recent study conducted by the site. CarVertical, a Lithuanian company specializing in the history of used cars. The latter examined the history of vehicles of 43 brands and tried to find a correlation between the power of the cars and the data of insurance companies, in particular the reports of experts after accidents. And the analyzes were quite rich lessons. And it was not for nothing that it turned out that the power of vehicles is really related to events.accidents» in the database. In other words, the more powerful the car, the higher the percentage of historical accident reports. Very interesting information, although we often think it’s the other way around, as sports cars are generally designed to perform better on all fronts.
More frequent accidents
Take Volkswagen as an example: while 42.6% of vehicles with less than 136 horsepower have a crash report, this figure rises to 48.9% for models with 407 to 544 horsepower, an increase of 6.3% . BMW is in an even more troubling situation. The crash rate for cars under 134 horsepower is 60.3%, but it rises to 68.6% for those over 544 horsepower, a difference of 8.3 points. However, the observation is generally quite similar for Renault and Citroën, even if these two French brands seem less prone to accidents. Indeed, less powerful Renaults (although the exact limit is not specified) have a crash rate of 36.3% in historical reports. For models developing from 271 to 408 horsepower, this figure is slightly higher and reaches 39.7%. For Citroën, the figures are respectively 37.1% for cars with less than 135 horsepower and 38.2% for those developing between 135 and 271 horsepower.
This probably explains why a powerful car costs more to insure!
Source: Auto Plus
Robert is an experienced journalist who has been covering the automobile industry for over a decade. He has a deep understanding of the latest technologies and trends in the industry and is known for his thorough and in-depth reporting.