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Electric car: will the cost of insurance soon explode? Auto Plus news in your smartphone Auto Plus news in your inbox

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Electric car: will the cost of insurance soon explode?  Auto Plus news in your smartphone Auto Plus news in your inbox

Outside from the purchase price vehicle, car insurance is one of the additional costs that should not be ignored, especially since rates is constantly growing

So far, the electric car is doing well this domain, offering cheaper insurance. but this time the risk will be soon went

Driving without insurance?

Faced with this observation, motorists who can take risks don’t have your car insurance continue to increase

The last example to date: a study by neo-insurer Leocare has been published this Wednesday, October 3.

If the numbers are to be believed, 69% The French find it rates car insurance exaggeratedor 2% more than last year.

even worse 28% motorists say they are ready don’t subscribe for car insurance.

According to the study, 75% The French spend 40 euros monthly for their insurance automotive and 10% more than 100 euros.

The vote of parliamentarians is important

At the time of writing these linesinsurance premium for electric cars below those thermals

Situation which is due to the exemption from TSCA, a special tax on insurance deals.

It is about help for electric vehicles available from January 1, 2021 The problem: it ends December 31, 2023

The Financial Bill of 2024 does not currently provide for without renewal this release.

currently it’s a release allow to the owners electric car to save money from 12 to 15% for the all-risks formula. An economy that is even developing from 20 to 25% for third party insurance.

Prices about to explode?

Average cost at the moment insurance premium The annual cost of an electric car is 563 eurosagainst 645 euros for gasoline, according to Assurland.com’s latest research.

A risky situation to harden for two reasons: the end of the TSCA exemption, and also Cost self-repair of an electric car.

The latter actually basically consists of aluminummore difficult to manage and therefore more expensive, especially in context inflation.

To this should also be added, price battery that can represent up to 50% vehicle value according to Assurland.com.

Fact, insurance model Y from Tesla, for example lift sharply. In averageit is now 812 euros per year

This is real slog for electric cars. Low cost the interview was up to this point argument scales to convince people invest.

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Author: Quentin Dubois
Source: Auto Plus

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