A recent study showed an increase 3% about the cost of insurance in the automotive sector in 2022. At the same time, the government seeks to help the population to buy electric vehicle.
Because January 1, 2021 and for the period three years, any new car buyer zero emissions (including two-wheelers) is exempted from special tax on insurance contracts (TSCA).
Tax relief for electric cars
In short, it reduces 33% cost of liability insurance and 18% on average, that of a “all risks”.
Thanks to this discount, driving an electric car becomes financially interesting. It corresponds to the invoice 70 euros less than for thermal.
In general, insuring your electric car comes down to 562 euros against 630 euros for heat engine
For an exact price, contact the agency with the gray card issued afterwards December 31, 2020. If you are already subscribed contract for a car and that the premium does not take into account release TMCA, closer to you are a counselor are subject to reimbursement.
Random offers
In addition to the tax exemption, some insurers offer two months of conditional premiums. others 200 euros for two contracts concluded at the same time or in one month, if you count premium annually and another month whether the car is electric or hybrid.
Also, some suggestions accumulative discounts 10 or 15% to subscribers public transport.
Finally, you can do without outside help 0 miles while your electric vehicle is under warranty designer.
Also consider a bundle “Increased compensation” Where “refund for a new purchase” X months (from 6 to 60 months depending on the insurer). And make sure of it cable battery recharging is covered in case of loss or shame.
The Tesla exception
Find which is equivalent for all EVs except builder : You are here.
In effect, average cost there is insurance for the model from the American manufacturer 915 euros.
It remains Yet below other engines. as comparisonBMW has the cost of insurance, 933 euros.
Between insurance and the price of fuel that should attract the crowds for the purchase of an electric car.
Electric car insurance comparison: benefits and process https://t.co/KaQ8CkVClN pic.twitter.com/LlZX41mxOw
—Fredzone (@Fredzone) September 30, 2022
Source: Auto Plus
Robert is an experienced journalist who has been covering the automobile industry for over a decade. He has a deep understanding of the latest technologies and trends in the industry and is known for his thorough and in-depth reporting.