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Lack of insurance: trouble still common on the roads Auto Plus news in your smartphone Auto Plus news in your inbox

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Lack of insurance: trouble still common on the roads Auto Plus news in your smartphone Auto Plus news in your inbox

Since always drivers without insurance roam the roads. And it’s not going to stop as prices continue to rise year after year. And yet you know very well that this practice is strictly prohibited and punishable by very severe penalties, including a fine of 750 euros, which can be accompanied by community service, suspension of driving license or confiscation of the vehicle. . In short, you have a lot to lose. And yet, according to the annual barometer of the guarantee fund, which is responsible for compensating victims of accidents caused by uninsured drivers, the scourge is still widespread. Indeed, in 2021, at least 22,983 people were in such a situation.

A slight decrease

This figure is still very high, but which has nevertheless fallen over the years by about 16.4% compared to 2016. In the first half of 2022, 14,645 victims were recorded, according to FGAO. Of these 22,983 people, 8,138 suffered physical injuries and 14,845 suffered only property damage. On average, a third of the victims who are dependent on the guarantee fund were injured. And if the number of drivers who drive without insurance has decreased a little more, then the number compensation increased by 2.5% between 2019 and 2021, from 115.5 to 118.4 million euros. A number that remains very high.

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Lack of insurance and escape

According to the report, the majority of FGAO claims are for accidents involving uninsured drivers, 80% of whom are male and 61% of whom are under the age of 35. However, the foundation also steps in to help hit-and-run victims. But in most cases, they are caused precisely by the lack of insurance. According to statistics, driving without insurance is most common in Seine-Saint-Denis, followed by Val-de-Marne and Paris.

Author: Mary Lizak
Source: Auto Plus

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