BT Pay, Banca Transilvania’s payment application, is already used by millions of users who have realized how easy it is to have everything at hand. And now it can help you open an exclusive account online. In just a few minutes.

BT PayPhoto: Banca Transilvania

10,000 Banca Transilvania customers have already chosen the 100% online option and opened an account directly from the app in minutes, without the need for other trips to the bank or video calls. One in four BT accounts are opened online through BT Pay. Because it’s very simple: after going through all the steps, you can use the app on the spot because you already have a digital card.

BT Pay is not just a banking app, it’s there for you at any time, whatever you want to do:

Exchange right from the app when you’re on vacation

Online stores. You can also win prizes, you just have to try

Online payments SAFE

Payment at the cash desk by phone: you unlock your phone and bring it near the POS without opening the app. No pin code or commission

Access to the STAR trading card, at once. You can access your card wherever you are in minutes, exclusively from the app. And you can use it right away.

Paying bills. You can view your payment history, your outstanding bills and pay automatically from your BT card. You can even scan your utility bill.

Increasing the credit line. You can get a credit limit of up to 25,000 lei for Star Forte and BT Flying Blue Classic cards and 50,000 lei for Star Gold and BT Flying Blue Premium cards, depending on the eligibility conditions. All with BT Pay, without the need to visit the bank.

Transfer or receive money. You can send or receive money from your friends who have BT Pay in minutes. All you have to do is select the person or persons from the phone book and fill in the amount you are sending or requesting. It’s just as easy to transfer money via IBAN

Obtaining an overdraft. You can get free cash up to 25,000 lei directly in BT Pay. 100% online.

Round up? Of course. Choose a rounding multiple of 1 lei, 5 lei or 10 lei. On every payment you make with your debit card, you save without realizing the amount left, up to the multiplier you choose. The money goes straight into your Round Up savings account, which also earns interest.

Registration of RCA insurance. Yes, as you would expect. Directly from the app in a few simple steps.

Travel insurance: also from the program.

Cash only from the phone. You have cash when you want it: you generate a code on your phone and use it at any BT ATB.

You can find out more about the benefits of BT Pay here.

Article supported by Banca Transilvania