“CIC Bank strictly adheres to the legal provisions that establish the procedure for concluding and repaying a bank loan, but does not understand the purpose of this control, taking into account the fact that all repayment options are open to clients when issuing a loan,” – it is noted. in the press release of CEC Bank.

This can be checked very easily in any bank branch, the authors of the release say.

This check appears to have been done quickly, and it appears that the culprit was known before the investigation was completed. We do not understand what the purpose of this action taken by ANPC is, given that the bank offers customers the option of paying at reduced rates. They have the option, after initially choosing a repayment option in equal or decreasing installments at the beginning of the loan, and then choose to change the type of repayment of installments over time.

We are the bank with the largest branch network in Romania – more than 1,000, and we have assumed the preservation of the territorial footprint as a social role, in the context of which Romania is inferior to developed countries in terms of financial accessibility.

The fact that we are in daily contact with tens or hundreds of thousands of clients from absolutely all regions of the country forces us to use all legal means to prove to our partners the correct application of the provisions of the law.