Participation of debtors in tax service or he EFKAwho decide to apply for reinstatement in settings for 72 or 120 doses.

Applications are still low, but interest seems to have picked up a bit lately. It is significant that for debts to EFKA, if in the first 15 days the interest was approximately from 0.5% to 0.8% of the total number of debtors affected by the new preferential provisions, now approximately 5% of those who have lost any regulation. for its revival.

Detailed in EFKA, according to the latest data that introduced “K”a total of 3,909 requests have been submitted to revive 120- and 72-dose arrangements (including the COVID arrangement) and a total of 2,614 arrangements have been completed as applications are processed manually.

Another 5,998 applications were processed – in this case quickly, as the process is carried out electronically through an automated service – and relate to the activation of the 72x installment plan for those who did not make installment payments during the period when the energy crisis threatened (September 2021 – December 2022).

Of course, in general, according to his data Insurance Debt Collection Center (KEAO), over 195,000 settings were lost. In practice, this means that only 5% of debtors have applied for re-joining this preferential procedure, which creates a big headache for the competent services of EFCA and KEAO.

Of course, it is expected that in the next period, and especially after the elections, debtors will be more interested in returning to regulation, which will lead to increased awareness of insurance.

After all, the freedom of action afforded to the self-employed for getting information about insurance available until the end of May. However, it should be noted that the filing deadline for both renewals is July 31, and officials expect interest to be stimulated again closer to the deadline, as is the case in most cases.

However, be careful. Only those who have old debts repaid either in debt settlement up to 120 monthly payments or up to 72 monthly payments, which were mainly used to pay off debts incurred due to COVID-19.

In particular, the restoration concerns the installment plan lost before 02/01/2023, and is achieved by paying an amount corresponding to two monthly installments of the lost agreement by the last business day of the month of application. This amount covers the earlier parts of the lost arrangement.

In fact, in the event of new debts, they must first be included in the permanent agreement until 07/31/2023, which must be respected, and then the old agreement restored.

With regard to the repayment of insurance debts on partially complied with debtors that remain in line with other insurance obligations, the opportunity is provided only for debts of the periods from September 2021 to December 2022 to the social security authorities, with the exception of the Insurance Auxiliary Capitalization Fund (TEKA) .

Only 5% of those who lost the EFKA agreement applied for its restoration.

Debtors who, in addition to debts on 09/21-12/22, also had previous debts that they included in the regulation before 11/11/2021, and those who also revived the regulation of the 120th installment plan, can also join.

Debts to the tax office

The figures of the Independent State Revenue Authority do not differ from those recorded in the EFKA. Debt rates are extremely low and it is possible that many of those who missed the 72 installment regulation (pandemic debt regulation) or the 120 installment regulation will not benefit from the favorable provisions.

According to the information, taxpayers who deregulated 120 contributions amount to 190,000 and are eligible to rejoin, while about 10,000 are debtors deregulated due to the pandemic. At the moment, 2.1 billion euros are serviced in the order of 120 payments, while in the special order for debts due to the pandemic, the active amount is 1 billion euros.

At the same time, debtors who accumulated debts in the midst of the energy crisis, namely from November 2021 to February 1, 2023, seem to be in no hurry to pay off their debts. They can do so after the election as they have until July 31st to apply.

According to AADE, 3,278 individuals and businesses have signed up to the new 36-72 installment plan for debt incurred during the energy crisis. The repayment amount is EUR 104.96 million.

As for the revival of 72- and 120-fold installments, in which 200,000 debtors could potentially be reunited, according to AADE, 5,710 taxpayers have submitted applications that have been approved, and the regulated amount reaches 106.48 million euros.

And in this case, the beneficiaries-debtors have the opportunity to apply until July 31.