The opportunity to reunite with 72 and 120 dose settings provides government to thousands debtors who lost them during the energy crisis

According to Deputy Minister of Finance Apostolos Vesiropoulos, there is a revival of these agreements. until July 31, 2023 if paid in two installments and with the revival of all the advantages of mechanisms, such as, for example. issuance of bank accounts disposition of 120 installments.

For those debtors who revive the 120 or 72 payment agreements and at the same time have unmanaged debts in excess of those included in the aforementioned preferential agreements, they are obliged Within a month from resurrection confirmation to include these unmanageable debts in a permanent settlement 24 or 48 dosesgiving them an additional opportunity, without taking into account any previous inclusion in the fixed order of 24 or 48 payments.

• 1st example: I have a 120 payment agreement and stopped paying in Feb 2022. In April 2023, I apply for renewal and pay in two installments, thus confirming the renewal of the agreement along with its benefits, such as unleashing bank accounts.
• 2nd example: I am reanimating the 120 installment agreement and at the same time I have other unsettled debts. I am obliged to include them in a fixed scheme of 24 or 48 payments within one month from the date of confirmation of the revival of 120 payments.

New setting for 36 or 72 doses

Parallel new setting for 36 or 72 doses for those consecutive taxpayers who had no arrears or outstanding debts before November 1, 2021, while paying all contributions of 120 or 72 installments, if they had such arrangements. For these debtors, the minimum monthly payment amount is 30 euros and benefits of 120 payments will apply.

Thus, under the new scheme, debt that became overdue after November 1, 2021 is distributed in 36 or 72 payments. The minimum monthly payment will be 30 euro and with the inclusion of debts in said new 36 or 72 payment agreement, the benefits that the 120 payment agreement also had, such as freeing up bank accounts, will apply.

In addition, for debtors who created arrears in the period of time November 1, 2021 to February 1, 2023 and have already included them in the fixed rate of 24 or 48 doses, they have the opportunity to subject them to the new rate of 72 doses.

“Finally, if on November 1, 2021, debts in the amount of 24 or 48 payments that I subsequently lost were permanently repaid, and at the same time new debts were confirmed to me after November 1, 2021, then these new debts can be included in a new order of 36 or 72 installments and at the same time, within a month after the inclusion of new debts in the order of 36 or 72 installments, I am obliged to re-include debts of the lost fixed amount in a fixed order of 24 or 48 installments,” said Mr. Vesiropoulos .

• 1st example: I had delinquent debts from November 1, 2021 to February 2023. I include them in the calculation in the calculation of 72 installments, because as of November 1, 2021, they had neither delinquent nor past due debts.
• 2nd example: I created a debt for November 2021 and then converted it to a fixed payment of 24 or 48 payments. I can include these debts in the 72 payment arrangement.
• 3rd example: On November 1, 2021, I paid off the debts with a fixed agreement of 24 payments that I lost in March 2022. New debts were confirmed in April 2022, and now I can meet 72 payments. At the same time, I am required to include the debts of the lost 24-payment agreement into the new fixed 24-payment agreement within one month of joining the new agreement.