Ability to pay directly from your bank account for online shopping them, perhaps scanning a QR codeconsumers now have through interbank service IRIS Payments available to DIAS in cooperation with local financial institutions. In particular, the service offers the opportunity to pay for purchases made in the online store by replenishing the payment account through mobile banking.

With the new QR code scanning feature of IRIS Payments, a transaction is initiated and completed in the merchant’s electronic environment, while the customer has full control over the payment in their bank’s mobile banking, where the account is debited. The fees end as a merchant IVAN credit owned by the cooperating bank, and fee information is provided immediately. “Given that the mobile phone is an important tool in our daily lives, we have created for consumers by adding the QR code scanning function to IRIS Payments, an extremely convenient payment method that is completed in just a few seconds,” a company representative said. DIAS CEO, Stavrula Kamburidou. Significant benefits, as he notes, “are also obtained by merchants cooperating with them, who are immediately notified of their fees. The IRIS Payments interbank service is constantly evolving to make payments even more direct, secure and intuitive for the user.”

Process

The buyer on the payment page of the online store on his laptop / desktop computer selects IRIS Payments, after which two payment options appear:

a) Payment through the electronic bank of your bank.

b) Payment through the mobile banking application by scanning the QR code.

If you have chosen to pay using a QR code:

• Scans a QR code displayed in an online store using a mobile banking application.

• Selects the account from which he wants to deduct money for the purchase. You do not need to enter the amount, as it is entered automatically.

• Approves the transaction and immediately receives information about the purchase on the web store page on his laptop/desktop.