With this new year of 2023 coming, there will be some changes for motorists, be it fuel cost, eco bonus, ZFE or even tolls.

But some novelties will also appear in the regionCar insurance : Let’s take a look at the changes that will affect your car insurance in 2023.

The end of the auto insurance sticker

Green sticker, or car insurance certificate, has been an integral part of our windscreens for almost 40 years: it certifies that you have a well-insured car and is systematically checked by the police during inspections. But this tradition may soon change: indeed, in 2023, the insurance sticker will soon disappear!

A few months ago, this news was announced by the Minister of Economy, Bruno Le Maire. The goal is to simplify the procedures for motorists, as well as to save printing more than 50 million certificates every year. Checks will be carried out using the Insured Vehicle (FVA) file, which allows you to identify the vehicles that are actually covered by the insurance contract.

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Car insurance: rising prices

While the budget of French households has suffered for several years, motorists will also have to prepare for bad news in 2023 regarding the price of their car insurance: indeed, specialist Assurland plans contribution increase of about 3% This year.

The average annual car insurance premium will now be €630, or around €52 per month. Young people are the most affected by the price increase, who will now have to pay around 1,200 euros per year (100 euros per month) for a contract for a youth license under the age of 25.

Why does auto insurance become more expensive?

While restrictions on freedom and remote work have had a positive effect on the price of auto insurance with relative stability since 2020, the recovery in economic activity has also been accompanied by a recovery in accidents and car claimscosts that are borne by insurers.

In addition to inflation, this growth is also associated with price increase of spare parts, which has experienced a real explosion in recent years. The increasingly sophisticated technological equipment with which the latest vehicles are equipped is also the reason for the increase in the cost of repairs, and therefore the price of auto insurance.

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