Home Economy “Freeze” for a year interest rates on debts to insurance funds

“Freeze” for a year interest rates on debts to insurance funds

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“Freeze” for a year interest rates on debts to insurance funds

With the amendment submitted to Parliament last night by the Ministry of Labor and Social Affairs to the My Home Bill, proposes a provision whereby interest rates are retroactively “frozen” from 13 September 2022 and for one yearwith which they are burdened debts to regulated insurance funds.

According to the Ministry of Labor and Social Affairs, “the purpose of the regulation, which follows the relevant regulation of the Ministry of Finance on the interest rates of arrangements with the tax office, is to prevent an onerous burden for citizens who have debts to insurance funds and wish to regulate them. Considering, on the one hand, that the interest rate charged by the settlement plan is determined at the time of the settlement request, and, on the other hand, that rising inflation has led to an increase in interest rates by the European Central Bank, debtors wishing to settle their debts during the current period before e -EFKA will face particularly high interest rates.

Therefore, in order to avoid an excessive burden of debt repayment in the future and to prevent this from creating deterrent factors for citizens to repay their debts, interest rates are “frozen” and remain for one year at the level at which they were formed. September 13, 2022 It is noted that the interest rates of the already existing (those that began to operate before September) arrangements are stable and are not affected by either the actions of the ECB or this mechanism.”

With the same correction:

– It is envisaged that the minimum death pension will be adjusted annually in the same way as provided for in Law 4387/2016, and for other pensions, taking into account inflation and growth. “Thus, another omission of the Katrugalos law, which did not include widows’ pensions in the increase mechanism, is corrected. With the proposed rate, these pensions will also increase by 7.75% from January 1, 2023,” the ministry said.

– It is also provided that financial assistance for severe disability is provided to those who receive financial assistance of less than 313 euros from organizations other than the Organization for Social Benefits and Social Solidarity (OPEKA). This limit will be increased annually by the pension increase rate in accordance with Law 4387/2016, taking into account inflation and growth.

– The way is open for implementing a pilot program for the creative employment of children through technology for children aged 12-15 from vulnerable families, with financial support from the Recovery and Resilience Fund. Girls need to be more actively involved in the implementation of the program. Beneficiaries receive a voucher for participation. The Order authorizes the Ministers of Labor and Social Affairs, Finance, Development and Investment, Digital Governance and the relevant ministers, as appropriate, to regulate by their decision the details and technical issues of the program, of which the Hellenic Local Development and Self-Government Company is appointed as the executive body.

– The civil liability of persons appointed by an administrative act to the provisional administration of the social security authorities is limited to acts or omissions committed with fraud or gross negligence, while they are not jointly and severally liable with the social security authority for its debts to the state or the state. -EFKA that were created before taking over temporary control of the body. Thus, members of the provisional administrations are protected from undue lawsuits.

– Finally, it is provided that social security authorities, which are covered by the consolidation plans, can manage their debts to e-EFKA in a manner similar to that applied to debts to the state, with the possibility of writing off additional fees and surcharges. if the setting is complete. As stated, the lack of such an opportunity has so far prevented social institutions facing financial problems from embarking on a reorganization process, whereby the problems are perpetuated and they face the risk of selling their property through enforcement. procedures.

Source: RES-IPE

Author: newsroom

Source: Kathimerini

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