Mindful of inflation, some workers turn to IFNs, which quickly give them money at very high interest rates. Since they do not pay their dues on time, they are searched at their workplace.

“They (these IFNs) create very big problems for us. I tried to help them (employees – no) with a lawyer, but the contracts are drawn up in such a way, in fine print, that… who reads them?”, Olena Birtok, CEO of the production company Carel Woodworks, told us. furniture (exporter from Satu Mare) whose products can be found in the offices of Amazon, JP Morgan or Microsoft executives.

• “Many companies have this problem. We have garnishments on the accounts of (employee No. He also buzzes on the phone while at work.”

“There were cases when they were disturbed during work. Because they stopped answering the phone, they were sitting here waiting (those from the IFN) to speak to them until I brought them out and told them that it is absolutely forbidden to bother my staff,” he added. .

• They were blacklisted anyway, because commercial banks no longer lend to these people. It is also about banking education, which is completely lacking.

Banks do not want to install ATMs in industrial parks

“There are several companies and many employees in the industrial park. There is no ATM. Banks do not bid because each company has accounts in different banks. Workers cannot pay for agricultural work by card. I can’t buy a liter of milk on the card,” said Olena Birtots.

• Employees have to make a trip, pay for the bus. For them, 5 lei is a lot, 5 lei just to go to an ATM to withdraw money.

• I was at the bank in the center, it was the company’s salary day, and I looked out the window: there was a queue at the ATM to withdraw money.

“There are certain communes, villages, where there are certain village shops, which, I think, are not ready to pay by card. I pay them on the card they have. Each employee works with his own bank. However, they want money in cash because they need to go to the center for an ATM and the road is expensive,” explained CEO Carel Woodworks.

As a company, she says, it’s not healthy to walk around with a bag, withdraw money, give it back.

Labor is expensive, and investment in employees: some came with current accounts

“The government should not come with a minimum wage. There is no minimum wage in my factory. In addition, since January 1, salaries are still being raised. I have tickets and transport, I also paid for glasses,” she explained.

• She called an ophthalmologist to see what the problem was, to check her eyes. When they saw that they had to buy glasses… there was no money. I paid for their glasses.

“People came with electricity bills. Please give me my salary in advance. I have to pay the bill because my electricity was cut off. What was I to do? We did it too, we need to invest in human resources,” Birtok said.

Besides the fact that he has no banking or professional education, Romanian labor is expensive because it is hard to find.

“Nobody dreams of being a carpenter anymore. I buy them books, I talk to them. Now I’m going to take an exam like at school. We learn because new things appear,” she also showed.

Photo source: Dreamstime.com