In Great Britain, a truck driver who changed lanes while on the phone without checking hit a motorcycle, killing the rider. This accident resulted in the largest compensation paid to Omniasig VIG this year in the RCA segment. The insurer presented the top of the largest compensations paid out in the first half of this year.

In the first half of the year, the total amount of compensation paid by the company amounted to almost 550 million lei. Among the highest compensations paid during this period, in terms of value, the RCA and Property lines (fire and natural disaster insurance) stand out.

The largest compensation was paid to RCA

Thus, in the rating related to the RCA line, the largest compensation was more than 3.1 million lei, paid out after an accident in which a truck driver changed lanes without insurance while talking on the phone and hit a motorcycle in the UK. As a result of the accident, the motorcycle driver died.

A second compensation amounting to more than 3 million lei was paid for bodily injury and death following an accident in France in which a Romanian tractor driver was unable to brake due to brake system malfunctions. toll booth As a result of the impact, 16 vehicles and the station were damaged, eight people were injured, four of them were seriously injured and one person died.

In third place on the list is the compensation of more than 2.2 million lei, paid for injuries resulting from an accident caused by a driver of a truck with a trailer who did not adapt to wet road conditions, and his trailer skidded, went into oncoming traffic and was heavily hit by a car that regularly was driving from the opposite side.

Fire, the cause of the largest losses in property and housing insurance

In the line of property insurance, the first three compensations by value are caused by fires.

The largest compensation, approximately 37 million lei, was paid after a factory fire. In second place on this list is the compensation of more than 2.2 million lei, paid as a result of a fire at a production workshop. In third place is the compensation of approximately 1.4 million lei paid for a fire in a hotel caused by an electrical short circuit that occurred in the kitchen.

For home insurance, the first three claims for value were also caused by fires in the house or in an extension to the house. The largest compensation amounted to more than 150,000 lei, here the fire completely burned the roof and damaged the facade of the house and the interior coating.

In second place on this list is compensation in the amount of more than 130,000 lei for a fire in a house in which the attic and roof were completely burned. The third position is the compensation of approximately 110,000 lei, paid for a fire that broke out in a warehouse, which then spread to the roof of the house.

Fire is one of the most common causes of damage to buildings. According to the General Emergency Situations (IGSU) report on national risk assessment, in 2021 the total number of fires was 30,597, with a daily average of 84, of which 6,976 fires were caused by houses (an average of 19 fires per day), which on 2.96% more than last year.

The percentage of fires in rural and urban areas is almost the same, with 50.73% of fires in rural areas and 49.27% ​​in urban areas.

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