His sweeping bill will pave the way to retirement for thousands of insured people. Ministry of Labor which is expected to be filed in September at parliamentwith interventions relating to the statute of limitations of private debts to EFKA but also an increase from 12 to 24 of its doses permanent debt settlement to a single insurer. Experts estimate that the interventions could give respite to more than 200,000 EFKA debtors with old debts, some of which may be past due, but also new ones that arose during the pandemic, which can now be paid off in 24 doses.

It should be noted that the provision on the 10-year limitation period for debts, according to the Ministry of Labor, concerns debts of 250 million euros. These are debts for which measures were not taken in a timely manner to interrupt the limitation period, such as enforcement measures (auctions etc.) either EFKA or KEAO.

The proposed intervention is expected to pave the way for the retirement of thousands freelancers as well as Self employedwho, due to increased debts to EFKA, cannot claim a pension. With the statute of limitations for a significant part of the debts and as long as the remaining debt does not exceed 20,000 euros for professionals and 6,000 for farmers, the door to retirement will open.

Accordingly, more than 150,000 persons insured by EFKA who have debts to Insurance Debt Collection Center (KEAO) which have been created in recent years and mainly during the coronavirus pandemic, it is assumed that the reserve, which will increase to 24 installments for the permanent repayment of debts, will give. It is expected that the proposed regulation will introduce uniform rules regarding the possibility of permanent settlement of debts to the state between EFKA and AADE. In particular, according to experts, 96,837 debtors who were at the end of June, according to the latest data of the KEAO, in a fixed order of 12 payments (for a total regulated debt of 497.7 million euros), will automatically join the agreement 24 payments, in As a result, the amount of the monthly payment is halved. Of course, there are those more than 90,000 insured who have been excluded from regulation, and experts estimate that some of them, if the doses increase, may be able to join again. In any case, as today, all other “irregular” debtors can join the permanent debt settlement.

As noted by a well-known lawyer Dimitris Burlos, for employee contributions, the issue primarily concerns employers. Moreover, as shown “TO”in the upcoming bill, special attention will be paid to the insured, in cases where the insurance has not been declared by the employer to EFKA.

The interventions will give respite to more than 200,000 EFKA debtors with old debts.

However, for freelancers (the unemployed), emphasizes Mr. Burlos ink”, the question is of particular importance, since in some cases the application of a ten-year limitation period will limit their debt and at the same time, naturally, reduce their insurance period. So, for example, for those who wanted to retire with 40 years of insurance experience, it will be difficult to accumulate the necessary insurance experience after the 10-year statute of limitations. However, those who wish to retire at age 67 with at least 15 years of insurance coverage (which is also a mandatory minimum insurance period) will be able to greatly benefit from the new legislation.

It should be noted that self-employed persons who have applied for a pension, even if they have a debt exceeding 20,000 euros, receive documents from EFKA with which they are given an exceptional two-month period to pay the amount exceeding 20,000 euros. to continue the procedure for their retirement.

Of course, in a number of cases, contributions in excess of EUR 20,000 were requested to be subject to a statute of limitations (as decided by the Council of Ministers). In all these cases, after the entry into force of the law, according to Mr. Burlos, a new two-month period should be set in order not to offend anyone.

According to the current legislation, debt amounts up to 20,000 euros can be deducted from the assigned pension (for the Regional State Administration, the limit is 6,000 euros), but if the amount of debt exceeds these limits, then the excess must be paid within two months from the date of notification of the debt notification document. If this does not happen, then the pension is paid from the first day of the next month of payment. The limit of 6,000 euros in the Regional State Administration applies only to debts from inclusion in insurance. Thus, if the pensioner is also in debt for the recognition of fictitious years, the limit of debts that can be deducted from the pension is 20,000 euros.

Finally, amounts owed (€20,000 or €6,000) are offset or deducted from the pension in equal monthly installments, which cannot exceed 60 in cases of old age, disability or death pension, as determined by the relevant provisions. .