Secretary of State Raed Arafat assured on Wednesday that he would restore voluntary insurance on his house in Ilfov district as soon as time permits and sounded the alarm on compensation payments: there should no longer be reasons not to compensate, but those who do.

Raed ArafatPhoto: Government of Romania
  • “I had (home insurance), it was not extended, I am going to extend it. I haven’t even had time to do much for myself. I assure you that it will be renewed. I had optional insurance, which also includes mandatory insurance,” Raed Arafat said on Wednesday.

According to the property declaration, State Secretary Raed Arafat owns an 80 square meter apartment.

We remind you that according to Law 260/2008, which came into force in the summer of 2010, all homeowners are obliged to insure their property against earthquakes, floods and landslides.

The 5.7-magnitude earthquake that occurred on Tuesday in Gorzh County was accompanied by more than 160 aftershocks until Wednesday afternoon, and had consequences in 22 localities in 5 counties: Gorzh, Dolj, Hunedoara, Mehedyntsi and Vilcha, consequences that did not lead to life . in danger, announced Raed Arafat on Wednesday.

Arafat: There can be no more reasons not to compensate than those to be compensated!

When asked by HotNews.ro on Wednesday if there was any insurance risk while he had a valid home insurance, Raed Arafat replied that there were no events.

HotNews.ro reminded Raed Arafat that in the summer of 2018, in the context of large-scale floods in the country, he warned insurance companies about complaints in many places of the country that the compensation is related to 10-20 euros for mandatory home insurance. .

Has he heard such complaints in the meantime, especially in the context of the Gorzh earthquake?

  • “Yes, it was on the flood side and in rural areas where we had reports that people had paid and there were dozens of reasons why they weren’t being compensated. And it’s extremely important because it’s a very big market, a lot of money is coming in, maybe the sums are not enough, I don’t go into the field of insurance, it’s not my field, but it’s clear that if a person has paid, he should be compensated.
  • And if there are reasons for refusing compensation, they must be very clear reasons, and there can be no more reasons not to compensate than reasons to compensate.
  • These are issues that we’ve been told about at some point, I don’t know if they continue on the rural flooding side.” he said.

Home insurance against earthquakes, floods and landslides is mandatory in name only, given that for 13 years no penalty has been charged as required by law, but a maximum of 20 euros per year, how much does such insurance cost, hundreds Last year Romanians received millions of lei for damaged houses. Others were refused and complained about it to the ASF.

Data from the authorities sent to HotNews.ro shows that in 2021, Romanians filed 26 complaints, of which 11 related to non-payment of compensation, while last year there were 13 complaints, of which 5 related to non-payment of compensation.

  • Read more: “Traps” in mandatory home insurance: why some are denied compensation